138: Negotiate with credit card companies

Reduce interest and fee expenses

Steps

Name/IDWhy/Desc/Context
Inventory your cards (rates), flag any recent fees (139)
Call to negotiate cancellation of fees. (140)
Check the market for rates, fees, etc. (149)
Call to negotiate lower rate. (141)
Call to increase your credit limit. (142) To improve your credit rating.

Public Notes/Forum

MemberNotePosted

Resources

TypeNameDescriptionPrice
Article ConsumerReports
Credit card buying guide
Includes link to PDF of specific recommendations $0
Article ConsumerReports
Brokerage service buying guide
$0
Article Sethi, Ramit
Credit Card Perks
A reminder of benefits you probably don't take advantage of. $0
Article Sethi, Ramit
How to get your credit card annual fee waived
The article's actually about bank fees, but he writes elsewhere he uses the same script. $0
Book Sethi, Ramit
I Will Teach You To Be Rich Chapter 1
$11
Credit Card American Express
AmEx Starwood
Travel-rewards focused $0
Credit Card Fidelity Investment
Fidelity Investment Rewards Visa Signature Card
Cash-back into a Fidelity account $0
WebApp BankRate
Credit Card directory
$0
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