Name/ID | Why/Desc/Context |
---|---|
Inventory your credit cards (26) | Esp. the cards easiest to automate decisions (e.g. pay entirely) |
Check your credit rating (170) | And log it so you can confirm improvements. |
Plan how much to pay on each card per month; decide where money will come from (27) | To get to zero debt |
Make some cards auto/low use (83) | To simplify your life while keeping credit-rating juice |
Sign up for automated payment for each (28) | Except for those you decide to keep manual |
When get pre-payment notification, go in immediately to adjust payment amount if necessary (29) |
Member | Note | Posted |
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Type | Name | Description | Price |
---|---|---|---|
Article | Sethi, Ramit Check and improve your Credit Score |
To get lower-rate financing. | $0 |
Book | Chilton, David Wealthy Barber Chapter 8 |
$9 | |
Book | Sethi, Ramit I Will Teach You To Be Rich Chapter 1 |
$11 | |
Online forum | CreditKarma CreditKarma Advice forums |
Improving your credit, etc. | $0 |
WebApp | AnnualCreditReport Free AnnualCreditReport |
$0 | |
WebApp | CreditKarma CreditKarma |
Get your credit rating for free | $0 |
WebApp | DinkyTown DinkyTown Debt Calculators |
Give you sense of the cost of keeping debt. | $0 |
WebApp | WhatsTheCost Snowball debt-reduction calculator |
$0 |