25: Pay down your Credit Cards

To escape high-interest trap


Inventory your credit cards (26) Esp. the cards easiest to automate decisions (e.g. pay entirely)
Check your credit rating (170) And log it so you can confirm improvements.
Plan how much to pay on each card per month; decide where money will come from (27) To get to zero debt
Make some cards auto/low use (83) To simplify your life while keeping credit-rating juice
Sign up for automated payment for each (28) Except for those you decide to keep manual
When get pre-payment notification, go in immediately to adjust payment amount if necessary (29)

Public Notes/Forum



Article Sethi, Ramit
Check and improve your Credit Score
To get lower-rate financing. $0
Book Chilton, David
Wealthy Barber Chapter 8
Book Sethi, Ramit
I Will Teach You To Be Rich Chapter 1
Online forum CreditKarma
CreditKarma Advice forums
Improving your credit, etc. $0
WebApp AnnualCreditReport
Free AnnualCreditReport
WebApp CreditKarma
Get your credit rating for free $0
WebApp DinkyTown
DinkyTown Debt Calculators
Give you sense of the cost of keeping debt. $0
WebApp WhatsTheCost
Snowball debt-reduction calculator
Join and start taking action for your Family Financial Future!